We have all heard of dodgy firms ducking out of their guarantee obligations by folding the company and starting up again.

The modern remedy is the ‘insurance-backed guarantee’.

Insurance-Backed Guarantees work because the insurance company, not the company, takes responsibility for the guarantee, so will honour it in the event the installer ceases to trade.

The guarantee, if you sell your home, is entirely transferable. 

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The problem with most Guarantees  is that when something goes wrong – the homeowner finds that it is so difficult to make a successful claim – the guarantee is practically useless. Home Improvement Protection ten year insurance backed guarantee ensures this is not the case, and protects customers in the unlikely event that the company ceases to trade.